Understanding Your Credit
1. What you should know about your credit
2. Credit Scoring
3. How debts are reported on your credit report
4. Negotiating Settlements on Collections, Charge-offs, Deficiences and Judgements
5. How to dispute derogatory items on your credit report
Loan Originator
1. Role of the loan originator
2. Getting Pre-approved vs. Pre-Qualified
3. Completing the application
4. Types of Loans: FHA, VA, and Conventional (ARM's & Buydowns)
5. Credit and how the lender views your credit
6. Underwriting process
7. Good Faith Estimate and Truth-In-Lending Documents
Realtor
1. Role of the Realtor
2. Finding a Realtor
3. Beginning the search for your home
4. Negotiation with the seller
5. Purchase contract, contingencies, offers, home inspections, appraisals, and termite inspections.
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